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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Venue
The specific county, city or geographical area in which a court has jurisdiction

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Broker
A person who for payment of a fee procures insurance on your behalf.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Cancellation
The termination of an insurance policy before its normal expiration date.

Private Passenger Automobile
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

Limited Tort
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.


Contact our Vermont Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Speeding-Related Crashes Is Estimated To Be $40.4 Billion Per Year
Speeding is one of the most common factors to traffic crashes. The economic cost to society of speeding-related crashes is estimated by NHTSA to be $40.4 billion per year. In 2004, speeding was a contributing factor in 30% of all fatal crashes, and 13,192 lives were lost in speeding-related crashes.

 


  Newsroom  
 


Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity
R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’...
Read more >


In Colorado, Police Release Results Of Fatal Accident Investigation
Traffic accident investigators at the Boulder Police Department have concluded their investigation into the fatal accident that killed 16-year-old ...
Read more >


What to Do in Case of an Accident
Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be...
Read more >


More news >

 
 

Terms

 


Today's Terms

Claim

Definition:
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Vermont Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Vermont Car Accident Lawyers as soon as possible:

  • Barre
  • Bennington
  • Brattleboro
  • Burlington
  • Colchester
  • Essex Junction
  • Milton
  • Montpelier
  • Rutland
  • Saint Albans
  • South Burlington
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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